Retirement Date Calculator
Calculate your retirement date and time remaining until then.
📐 Retirement Date = Date of Birth + Retirement Age (years)
The retirement date calculator tells you exactly when you will reach retirement age based on your date of birth and the retirement rules applicable to your employment type — central government, state government, PSU, private sector, or self-employed. It also shows years, months, and days remaining until retirement, and calculates how much time remains to build your retirement corpus based on current savings rate.
📋 How to Use This Calculator
Enter your date of birth, employment type, and optionally your current savings and monthly investment amount. The calculator shows your retirement date, years remaining, age at retirement, and a retirement corpus projection based on your current savings trajectory. The corpus adequacy check shows whether projected savings will sustain your desired monthly expenses throughout retirement.
💡 Key Facts & Information
Retirement ages in India (2024): Central government employees: 60 years. Most state government employees: 58–60 years (varies by state — Kerala, Tamil Nadu: 60; Rajasthan: 62; many others: 60). PSU employees: 58–60. Defence: commissioned officers 54–60 depending on rank; JCOs and other ranks 57. RBI, SEBI, IRDA employees: 60. Judiciary: Supreme Court judges 65, High Court judges 62. Private sector: no mandatory retirement age (but most companies have 58–60 as policy). Self-employed: no retirement unless they choose. EPF withdrawal: allowed at 55 (90% advance) and full at 58. NPS annuity: mandatory at 60; can defer to 75.