Terms and Conditions

1. Acceptance of Terms

By accessing and using CalcSpot (calcspot.co), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website. These terms apply to all visitors, users, and others who access or use CalcSpot.

2. Use of the Service

CalcSpot provides free online calculators and tools for informational and educational purposes. You may use CalcSpot for personal, non-commercial purposes. You agree not to:

• Use CalcSpot for any unlawful purpose
• Attempt to gain unauthorised access to our systems
• Scrape, copy, or reproduce our tools or content without permission
• Use automated bots to access CalcSpot at a rate that burdens our infrastructure
• Misrepresent the results of our calculators as professional financial, tax, medical, or legal advice

3. Accuracy of Information

While we strive to keep all calculators accurate and up-to-date with current Indian tax laws, RBI guidelines, and other regulations, we cannot guarantee that the information is always current, complete, or error-free. Tax rates, interest rates, and regulations change periodically. Always verify important calculations with official government sources or a qualified professional.

4. Disclaimer of Professional Advice

CalcSpot does not provide financial, investment, tax, legal, or medical advice. The results generated by our calculators are estimates for general informational purposes only. They should not be relied upon as a substitute for advice from qualified professionals such as Chartered Accountants, financial advisors, doctors, or lawyers. Always consult appropriate professionals before making financial or health decisions.

5. Intellectual Property

All content on CalcSpot, including text, graphics, logos, and software, is the property of CalcSpot and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission. Personal, non-commercial use (such as printing a calculation result) is permitted.

6. Limitation of Liability

To the maximum extent permitted by law, CalcSpot and its operators shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of, or inability to use, CalcSpot or the information provided. This includes any errors in calculations, reliance on results for financial or health decisions, or service interruptions.

7. Third-Party Links

CalcSpot may contain links to third-party websites for reference. These links are provided for your convenience only. CalcSpot is not responsible for the content, accuracy, or privacy practices of any third-party websites. Accessing third-party links is at your own risk.

8. Service Availability

We strive to maintain CalcSpot as a free, always-available service. However, we do not guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue any part of the service at any time without notice. We are not liable for any service interruptions.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts in India.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated date. Continued use of CalcSpot after changes constitutes acceptance of the new terms.

11. Contact

For questions about these Terms, contact us at: hello@calcspot.co