Stamp Duty Calculator
Calculate stamp duty and registration charges on property purchase.
📐 Stamp Duty = Property Value × Stamp Duty Rate% · Registration Fee = Property Value × Registration Rate% · Rates vary by Indian state — check your local rate.
Stamp duty is a state-level tax on property transactions in India, levied on the market value or agreement value of the property (whichever is higher). It is one of the largest transaction costs in property buying — ranging from 3% to 8% depending on the state, property type, and buyer profile. Women buyers get a concession of 1–2% in most states. This calculator computes stamp duty and registration charges for all Indian states.
📋 How to Use This Calculator
Select your state, enter the property value (market value or agreement value, whichever is higher — the government uses ready reckoner/circle rates as the minimum), select property type (residential/commercial/agricultural), and buyer gender. The calculator shows stamp duty amount, registration charges, and total transaction cost. It also shows the ready reckoner rate for your area if available.
💡 Key Facts & Information
State stamp duty rates (2024, approximate): Maharashtra: 5% (+ 1% metro cess + local body tax). Delhi: 4% women, 6% men. Karnataka: 3% up to ₹20L, 5% above ₹35L. Tamil Nadu: 7%. Gujarat: 4.9%. UP: 7% (4% women). West Bengal: 6% (4% women). Rajasthan: 4% women, 5% men. The registration charge is additional — typically 1% of property value, capped at ₹30,000 in most states. Total transaction cost including stamp duty, registration, and legal fees: 7–10% of property value. Unlike home loan interest, stamp duty is not tax-deductible (though it can be added to the property cost basis for capital gains calculation when sold).